"If you would know the value of money, go and try to borrow some." - Benjamin Franklin
Step One: Change your mindset.
Since I was a kid my parents told me to work hard if I want to buy something I like. They also trained me to work and study hard so that I can get good grades and get a good job later. This pattern of work-earn-buy is how many of us were raised.
I remember back when I was in college, I get an allowance of Php 200...
